Live gold spot price today — XAU/USD
Gold $4,174.47 per troy oz · +1.46% on the session · as of
Spot source: Swissquote Bank · FX: Frankfurter (European Central Bank) (2026-09-29) · as of · how this is derived
| Purity | Rate | Unit | Session |
|---|---|---|---|
| Gold 24K 999 | $4,174.47 | per troy oz | +1.46% |
| Gold 22K 916 | $3,826.60 | per troy oz | +1.46% |
| Gold 18K 750 | $3,130.85 | per troy oz | +1.46% |
XAU/USD is the price of one troy ounce of gold in US dollars — XAU being the ISO 4217 code for gold. It is the international spot benchmark the whole trade quotes from, and every gold figure on this site is derived from it: the board above converts it into your own market's currency and unit, and the Indian retail rates on the gold rate today in India pages carry import duty and a trade premium on top of it. Prices come from international spot quotes and published currency reference rates — the complete derivation is public, down to the duty rate and the date it was last checked. XAU Ticker is an independent, ad-free price board; who publishes it and how it is funded is on the record too.
Silver
This page leads on gold because that is what it is for. Silver trades on the same desks but behaves differently — roughly two to three times as volatile, with about half its demand coming from industry rather than investment — so it gets a page of its own rather than a second headline here. Silver price today (XAG/USD) carries the ounce, gram and kilogram quotes, the Indian silver rate per kg, the ten-day board and the gold/silver ratio in full.
How to read this board
Bid is what a buyer is offering, ask is what a seller wants, and the gap between them is the spread — the dealer's turn, and the reason you can never both buy and sell at the same number. The session range is the low and high we have observed since the market rolled over at 22:00 UTC, and change is measured against the previous session's close, not against midnight. A range only appears once we have seen at least two quotes that actually differ; before that it shows a dash rather than a fake range of zero. Every figure here is a spot price, not a futures settlement — the two are both called "the gold price" and routinely differ by tens of dollars an ounce, which is what gold spot price versus futures price is about. For the longer view, the gold price history since 1960 publishes monthly averages, annual comparisons and long-term returns.
What the freshness label means
The gold market closes at the weekend. Rather than present a stale figure as a live one, this site labels itself LIVE when the quote is under 15 minutes old, CLOSED when the market is shut and the figure is the last close of the session that ended, DELAYED when the market is open but our intraday source is not answering, and NO DATA if every source fails — in which case the figures shown are placeholders and should not be used. The line under the price names the source it came from and the moment it was taken.
Indian gold rates exclude GST
As is standard for Indian rate boards, the headline rupee figures are ex-GST. A real purchase adds 3% GST on the metal value plus making charges, and making charges are set by each jeweller. The gold jewellery price calculator with GST applies both, so it gets far closer to a counter total than a headline rate can. See the risk disclaimer for why a shop price will differ.
Choosing your market
Market is a separate choice from language, because English is spoken in India, the United States, the United Kingdom and the Emirates — four different markets in four currencies. Your market is picked from your browser's own locale on a first visit and you can change it at any time; the choice is stored in your browser and never sent to us. Note that Indian figures include import duty and a trade premium, while other markets show a wholesale spot conversion that no dealer will sell at.
Gold rate by city
City rates are an Indian convention — local bullion associations publish their own daily figures, which is why Chennai differs from Mumbai. Gold rate today in India compares the nine cities we cover side by side in 24K and 22K per 10 g, and each city page carries the local market context and the regional adjustment applied to it: Mumbai, Ahmedabad, Kolkata, Pune, Delhi, Jaipur, Bangalore, Hyderabad and Chennai. These differentials are modelled rather than surveyed, which is stated openly. Outside India, the one place with a genuine published retail convention of its own is the Gulf: gold rate today in Dubai quotes dirhams per gram in 24K, 22K, 21K and 18K, and works through why UAE metal lands cheaper than Indian metal.
Tools on this site
The gold jewellery price calculator turns a weight, a purity and a making-charge percentage into a counter total with tax. Gold price alerts watch a level you set and tell you when spot crosses it. Both live at their own addresses, so a link to either survives being bookmarked or shared. For the long view, the gold price history since 1960 publishes monthly averages and annual returns, and why the gold price moves works through what actually drives it — real interest rates, the dollar, central banks — without offering a forecast. The methodology shows every constant used to get from XAU/USD to the figure on your screen. If the ticker itself is the unfamiliar part, what XAU/USD means takes it apart letter by letter.
Common questions
What does XAU/USD mean?
XAU is the ISO 4217 code for one troy ounce of gold. XAU/USD is the price of that ounce in US dollars — the international spot quote every other figure here is derived from, including the rupee, pound, euro, dirham and peso rates. The full explanation covers the code, the troy ounce and what the number leaves out.
What is the spot price of gold?
The price for immediate wholesale delivery of unfabricated gold, quoted per troy ounce in dollars and traded continuously from Sunday 22:00 UTC to Friday 21:00 UTC. It is a benchmark, not a shop price: a dealer sells above it and buys below it, and a jeweller adds making charges and tax on top. It is also not the futures price — the difference between the two is the cost of carrying metal to a delivery date.
Where does this gold price come from?
International spot quotes in US dollars per troy ounce, converted at the European Central Bank's daily reference rates. Rupee retail figures additionally carry India's import duty and a trade premium. The source and the timestamp of the quote on screen are printed directly beneath it, and every source is credited on the methodology page.
What is the difference between 22K and 24K gold?
24K is 99.9% pure gold, hallmarked 999, used for coins and bars. 22K is 91.6% pure, hallmarked 916, and is what almost all Indian jewellery is made from. The 22K rate is exactly 22/24 of the 24K rate before any making charges. 22K vs 24K gold covers every purity, what the hallmark numbers mean and how to check one.
Why is my jeweller's price higher?
A counter price includes making charges, wastage, hallmarking fees, local demand and the jeweller's margin, with GST on top of all of it. A gap of several percent against a published metal rate is normal and does not mean either figure is wrong. The calculator shows the whole build-up.
How often does the gold price update?
Spot is polled every minute while markets are open. Currency rates come from the ECB and change once per working day, so rupee and euro figures track the dollar price intraday while holding the exchange rate fixed until the next publication.
Where is the silver price?
On its own page. Silver price today (XAG/USD) carries silver per troy ounce, per gram and per kilogram, the Indian silver rate, a ten-day board and the gold/silver ratio — everything this page used to squeeze into one row.
Can I use these rates for a contract or valuation?
No. These are indicative figures, not an official benchmark or fixing. Where a contract calls for a specific benchmark, use that benchmark from its official source. See the risk disclaimer.